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  • Personal

    Personal Insurance

    We offer insurance for individuals and families, including customized coverage, to fit your lifestyle.
    View All
    Get Insurance QuoteGet Insurance Quote
    Homeowners
    Auto
    Umbrella
    Life Insurance
    High Net Worth
    Boats / Watercraft
    Classic & Exotic Cars
    Motorcycle
    RV/Trailer
    Powersports
    Earthquake
    Flood
    Jewelry
    Landlords
    Condo
    Specialty Dwelling
    Course of Construction
    Renters
    • Vehicles
    • Boat
    • Condo
    • Course of Construction
    • Equine
    • Flood
    • Earthquake
    • Life
    • High Net Worth
    • Homeowners
    • Landlords
    • Motorcycle
    • Powersports
    • Property
    • RV / Trailer
    • Renters
  • Life/Health

    Life, Health, Annuities

    Our team provides all types of life, health, and annuity options throughout California.
    Get Insurance QuoteGet Insurance Quote
    Group Health
    Health Insurance
    Indexed Annuities
    Life Insurance
    Long-Term Care
    Medicare Advantage Plans
    Medicare Supplemental Insurance
    Multi-Year Guaranteed Annuities
    Temporary Health Insurance
    Traditional & Roth IRAs
    Universal Life Insurance
    • Group Health
    • Health Insurance
    • Indexed Annuities
    • Life Insurance
    • Long-Term Care
    • Medicare Advantage Plans
    • Medicare Supplement Insurance (Medigap)
    • Multi-Year Guaranteed Annuities
    • Temporary Health Insurance
    • Traditional & Roth IRAs
    • Universal Life Insurance
  • Business

    Business Insurance

    We provide small businesses with a variety of different coverage & policy options that fit their needs.
    View All
    Get Insurance QuoteGet Insurance Quote
    Builders Risk
    Business Interruption
    Business Owners Policy
    Commercial Auto
    Commercial Package Policy
    Commercial Property
    Commercial Trucking
    Commercial Umbrella
    Contractor's Tools and Equipment
    Cyber Liability
    Directors & Officers
    Employment Practices Liability
    Farms, Animals, Crops
    Garage Keepers Insurance
    General Liability
    Hired & Non-Owned Auto
    Inland Marine
    Professional Liability E&O
    Real Estate Investments
    Surety Bonds
    Workers Compensation
    • General Liability
    • Business Owners Policy
    • Workers Compensation Insurance
    • Commercial Auto Insurance
    • Trucking
    • Commercial Property Insurance
    • Cyber Liability Insurance
    • Professional Liability Insurance
    • Commercial Umbrella Insurance
    • Surety Bonds Insurance
    • Farms
    • Equine Insurance
  • About
    • About Us
    • Meet Our Team
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858-798-5450858-798-5450
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Insurance

  • What is med pay? Do I need it?

    Bodily Injury liability insurance is coverage against you when you’re at-fault in an auto accident in which there is bodily injury to a 3rd Party most often in another ...

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  • Can I cancel my insurance policy before it expires?

    You can cancel a personal insurance policy (i.e. Auto, Home, Boat, etc.) at any time without penalty UNLESS your policy has a cancellation fee or a minimum earned premium ...

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  • Does my auto insurance cover a rental car?

    The simple answer is: Yes. Your insurance policy will cover your rental car as long as you have comprehensive and collision (full coverage) on your current policy. Simply put, ...

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  • How do I know I’m getting a good deal on my insurance policy?

    The best way to assure that your rates remain competitive is to work with an independent insurance agency, like . However, the rate you pay is not as ...

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  • Will my auto insurance cover other drivers?

    The most popular term in insurance is “it depends”. There is no way to make a blanket statement that will cover ALL insurance policies. To find the most proper ...

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  • When should I file a claim?

    No one looks forward to “filing a claim”. But this is why you have insurance right? Here is what you should do prior to filing your claim. 1) Make ...

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  • Why do I need uninsured motorist coverage, isn’t it a law everyone has to have insurance?

    An often-misunderstood auto insurance coverage is uninsured/under-insured motorist coverage. This coverage protects you and the people in your car in the event another driver hits you with inadequate (under-insured) ...

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  • How do I lower my insurance?

    There are five common ways to lower your insurance. 1) Are we bundling all of your policies together? If you only have one line of insurance with us (auto ...

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  • What coverage do I need for my business?

    Typically, a trucking company will be insured for these lines of coverage: Auto Liability, General Liability, Physical Damage, Motor Cargo Coverage, Comprehensive/Collision Insurance. Contact us at for more information about protecting your ...

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San Diego, CA Office

11622 El Camino Real #100
San Diego, California 92130
Phone: 858-798-5450
Fax: 858-252-1053

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La Quinta, CA Office

78065 Main St, STE 205B
La Quinta, California 92253
Phone: 858-800-2438
Fax: 858-252-1053

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Spokane, WA Office

4407 N Division St., Ste 801
Spokane, Washington 99207
Phone: 509-957-2250
Fax: 858-252-1053

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This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

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Fraud is a crime

If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.

Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.

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