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Yes. You can cancel a personal insurance policy (auto, home, boat, and so on) at any time. Most preferred carriers in California refund your unused premium on a pro-rata basis, so you only pay for the days you were covered.

Some policies charge a short-rate cancellation fee or have a minimum earned premium, so check your policy or ask us before you cancel. Always have your new policy in place before canceling the old one so you don’t have a gap in coverage.

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