Trusted. Local. Independent.
Rancho Del Sur Insurance Services has the knowledge and expertise to help with your insurance needs in Texas.
We’re your one-stop-shop for individuals, personal insurance and business insurance. Start a quote by clicking below or give us a call at 858-798-5450 to start the conversation.
Get quotes from multiple insurance companies in Texas.
Rancho Del Sur Insurance Services has you covered.
We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect. That’s why we work with a wide range of insurance companies and products in Texas to meet your specific needs, including customized coverages.
We don’t work for the insurance company, we work for you.
Homeowners, hail, and hurricane insurance across Texas
Rancho Del Sur Insurance Services helps families and business owners protect what matters, and we serve Texas households and businesses from our office in San Diego, California. From Houston and the Gulf Coast to Dallas-Fort Worth, Austin, San Antonio, and El Paso, Texas homes face hurricanes, hail, flooding, and winter freezes. We shop multiple carriers, explain your options in plain English, and review your coverage every year.
Texas's homeowners market
Hail and wind cause a large share of Texas claims, so carriers look closely at roof age and material, and many policies carry a separate wind and hail deductible. On the coast, the Texas Windstorm Insurance Association (TWIA) provides wind coverage when private carriers won't, and the Texas FAIR Plan offers basic homeowners coverage. We also cover condos, rental properties, renters, and high-value homes.
Hurricanes, hail, flooding, and freezes
Hurricane Harvey in 2017 flooded more than 100,000 homes in the Houston area, and Winter Storm Uri in 2021 caused widespread burst pipes. A standard homeowners policy does not cover flood, so we quote NFIP and private flood policies.
Auto, boat, and business coverage
Texas requires auto liability limits of at least $30,000 per person, $60,000 per accident, and $25,000 for property damage. We round out your protection with auto, boat, and umbrella coverage. For business owners, we also write business insurance, from business owners policies to commercial property, along with contractors insurance and trucking coverage.
Where we work in Texas
We serve households and businesses across Texas, including Houston, San Antonio, Dallas, Austin, Fort Worth, and El Paso.
Getting Insurance
is Easy.
- 1Fill out the form.
- 2We will go over your options with you.
- 3
Get the coverage you need.
If you would rather call us to discuss your insurance needs or schedule a time in person, please call us today!
Providing insurance for people, families, and businesses in Texas
…and all other cities throughout Texas.
Texas Independent Agent vs The Rest
Here is a quick comparison of the differences between an independent agency in Texas like us, and the various other types of companies that are out there:
About Rancho Del Sur Insurance Services
Focusing on efficiency & performance in CA, AZ, & WA
Rancho Del Sur Insurance Services, Inc. is a full service, multi-line independent insurance agency with offices in San Diego, CA., La Quinta, CA., Spokane, WA., and Scottsdale AZ.
We are dedicated to providing our clients with quality insurance products with excellence in customer service. It is our number one priority to operate with the utmost integrity with our carrier partners, our clients and our employees.
We want to be known as an agency that is easy to do business with by being efficient, competent, knowledgeable and always having our customer’s best interest at heart. Identifying the exposures that our clients face and properly offering them the most efficient means to cover those exposures is what makes us excellent at what we do.
Having access to multiple insurance companies gives us the ability to offer you a wide variety of coverage options that can be tailored to your needs and budget.
Four office locations to serve you
San Diego, California
La Quinta, California
Spokane, Washington
Scottsdale, Arizona
Get to Know Our Team
Let our team build a custom protection plan to fit your unique needs.
Insurance Coverage For Your Business
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies to help protect your business from fast-moving risks.
Ready to get insurance?
Let’s do it.
Feel free to call us.
