Trusted. Local. Independent.
Rancho Del Sur Insurance Services has the knowledge and expertise to help with your insurance needs in Tennessee.
We’re your one-stop-shop for individuals, personal insurance and business insurance. Start a quote by clicking below or give us a call at 858-798-5450 to start the conversation.
Get quotes from multiple insurance companies in Tennessee.
Rancho Del Sur Insurance Services has you covered.
We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect. That’s why we work with a wide range of insurance companies and products in Tennessee to meet your specific needs, including customized coverages.
We don’t work for the insurance company, we work for you.
Homeowners, flood, and tornado insurance across Tennessee
Rancho Del Sur Insurance Services helps families and business owners protect what matters, and we serve Tennessee households and businesses from our office in San Diego, California. From Nashville and Memphis to Knoxville, Chattanooga, Clarksville, and Murfreesboro, Tennessee homes face severe storms, tornadoes, and flash flooding. We shop multiple carriers, explain your options in plain English, and review your coverage every year.
Tennessee's homeowners market
Severe storms drive most Tennessee homeowners claims, and fast growth around Nashville has pushed up rebuilding costs. We shop homeowners coverage with replacement cost that keeps up with today's prices. We also cover condos, rental properties, renters, and high-value homes.
Floods, tornadoes, and the New Madrid zone
The May 2010 Nashville flood and the August 2021 Waverly flood showed how fast rivers and creeks can rise, and the March 2020 Nashville tornado tore through East Nashville and Germantown. West Tennessee sits near the New Madrid Seismic Zone, and standard home policies exclude flood and earthquakes.
Auto, boat, and business coverage
Tennessee requires auto liability limits of at least $25,000 per person, $50,000 per accident, and $25,000 for property damage. We round out your protection with auto, boat, and umbrella coverage. For business owners, we also write business insurance, from business owners policies to commercial property, along with contractors insurance and trucking coverage.
Where we work in Tennessee
We serve households and businesses across Tennessee, including Nashville, Memphis, Knoxville, Chattanooga, Clarksville, and Murfreesboro.
Getting Insurance
is Easy.
- 1Fill out the form.
- 2We will go over your options with you.
- 3
Get the coverage you need.
If you would rather call us to discuss your insurance needs or schedule a time in person, please call us today!
Providing insurance for people, families, and businesses in Tennessee
…and all other cities throughout Tennessee.
Tennessee Independent Agent vs The Rest
Here is a quick comparison of the differences between an independent agency in Tennessee like us, and the various other types of companies that are out there:
About Rancho Del Sur Insurance Services
Focusing on efficiency & performance in CA, AZ, & WA
Rancho Del Sur Insurance Services, Inc. is a full service, multi-line independent insurance agency with offices in San Diego, CA., La Quinta, CA., Spokane, WA., and Scottsdale AZ.
We are dedicated to providing our clients with quality insurance products with excellence in customer service. It is our number one priority to operate with the utmost integrity with our carrier partners, our clients and our employees.
We want to be known as an agency that is easy to do business with by being efficient, competent, knowledgeable and always having our customer’s best interest at heart. Identifying the exposures that our clients face and properly offering them the most efficient means to cover those exposures is what makes us excellent at what we do.
Having access to multiple insurance companies gives us the ability to offer you a wide variety of coverage options that can be tailored to your needs and budget.
Four office locations to serve you
San Diego, California
La Quinta, California
Spokane, Washington
Scottsdale, Arizona
Get to Know Our Team
Let our team build a custom protection plan to fit your unique needs.
Insurance Coverage For Your Business
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies to help protect your business from fast-moving risks.
Ready to get insurance?
Let’s do it.
Feel free to call us.
