Medical payments (MedPay) coverage pays medical expenses for you and the passengers in your car after an accident, no matter who was at fault.
It’s different from bodily injury liability, which pays for injuries you cause to other people when you’re at fault. MedPay pays quickly, without waiting for fault to be decided, and it can cover health insurance deductibles and copays. Because it’s inexpensive and helps settle small injury claims without a lawsuit, we recommend it for most drivers.
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