Uninsured/underinsured motorist coverage is one of the most misunderstood auto coverages. It protects you and the people in your car when another driver hits you and has no insurance (uninsured) or not enough insurance (underinsured) to pay for your injuries.
California requires every driver to carry insurance, but many don’t, and drivers who carry only the minimum limits often don’t have assets to cover a serious injury. Suing them usually gets you nothing. Instead, you can file a claim under the uninsured motorist coverage on your own policy. California requires insurers to offer it, and you have to reject it in writing to go without. It’s relatively inexpensive and extremely important.
Ready to get insurance?
Let’s do it.
Feel free to call us.
