Trusted. Local. Independent.
Rancho Del Sur Insurance Services has the knowledge and expertise to help with your insurance needs in La Quinta, California.
We’re your one-stop-shop for individuals, personal insurance and business insurance. Start a quote by clicking below or give us a call at 858-798-5450 to start the conversation.



Get quotes from multiple insurance companies in La Quinta, California.
Rancho Del Sur Insurance Services has you covered.
We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect. That’s why we work with a wide range of insurance companies and products in La Quinta, California to meet your specific needs, including customized coverages.
We don’t work for the insurance company, we work for you.
Home, auto, and golf cart insurance in La Quinta, California
La Quinta is a Coachella Valley city in Riverside County, known for PGA West, the La Quinta Resort, Old Town La Quinta, and gated golf communities at the base of the Santa Rosa Mountains.
Desert heat and seasonal homes
Summers often top 110 degrees, and many homes sit empty for months while owners are away. We shop homeowners insurance that fits seasonal occupancy, and ask about water shutoff systems that can lower your premium.
Flash floods after Hilary
Tropical Storm Hilary in August 2023 sent flash floods through the Coachella Valley, and monsoon storms can do the same. Standard home policies exclude flood, so we quote flood insurance.
Golf carts and second cars
Golf carts are a way of life in La Quinta's communities. We insure golf carts and write auto insurance and umbrella coverage for full-time and seasonal residents.
Visit our La Quinta office
Our Coachella Valley office is at 78065 Main Street, Suite 205B, La Quinta, CA 92253. Call us at 858-800-2438 or stop by. We also serve nearby Indio, Palm Desert, Indian Wells, and Rancho Mirage, along with communities across California.
We work with the most reputable insurance companies to find the best match for you!
La Quinta, California Independent Agent vs The Rest
Here is a quick comparison of the differences between an independent agency in La Quinta, California like us, and the various other types of companies that are out there:

Getting Insurance
is Easy.
- 1Fill out the form.
- 2We will go over your options with you.
- 3
Get the coverage you need.
If you would rather call us to discuss your insurance needs or schedule a time in person, please call us today!
Personal insurance policies for individuals and families in La Quinta, California
Insurance Coverage For Your Business
No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies to help protect your business from fast-moving risks.

About Rancho Del Sur Insurance Services
Focusing on efficiency & performance in CA, AZ, & WA
Rancho Del Sur Insurance Services, Inc. is a full service, multi-line independent insurance agency with offices in San Diego, CA., La Quinta, CA., Spokane, WA., and Scottsdale AZ.
We are dedicated to providing our clients with quality insurance products with excellence in customer service. It is our number one priority to operate with the utmost integrity with our carrier partners, our clients and our employees.
We want to be known as an agency that is easy to do business with by being efficient, competent, knowledgeable and always having our customer’s best interest at heart. Identifying the exposures that our clients face and properly offering them the most efficient means to cover those exposures is what makes us excellent at what we do.
Having access to multiple insurance companies gives us the ability to offer you a wide variety of coverage options that can be tailored to your needs and budget.


Four office locations to serve you
San Diego, California
La Quinta, California
Spokane, Washington
Scottsdale, Arizona
Get to Know Our Team
Let our team build a custom protection plan to fit your unique needs.

Ready to get insurance?
Let’s do it.
Feel free to call us.

















