Yes. You can legally start a trucking company without a CDL, but anyone who drives a commercial motor vehicle that requires a CDL must have one.
Insurers charge different rates for new trucking companies, and premiums are often higher when the owner doesn’t drive and relies entirely on hired drivers. Experienced drivers with clean records help keep rates down.
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If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
