San Diego, CA, isn’t far from Mexico, and there are plenty of great things to do and see on the other side of the border. However, if you’re planning on driving down to Mexico, you’ll need to ensure your car has the right insurance policy for the trip.
Auto Insurance for a Trip to Mexico
An American auto insurance policy won’t cover your car if something happens in Mexico. What’s more, Mexico has its own insurance requirements you need to meet to avoid legal problems on your visit. For this reason, you’ll need to purchase additional coverage for your trip.
According to Mexican law, you’re required to have third-party liability insurance. You can choose the policy and deductible, but it’s wise to pick a policy that provides at least $300,000 in compensation. This money won’t cover your expenses if you’re in an accident. However, it will cover medical bills and other bills for the third party involved in the incident. Additionally, Mexican insurance companies often require policyholders to purchase coverage that provides funding for bail bonds, legal assistance, and medical coverage for the driver and anyone else in the vehicle.
In addition to minimal coverage requirements, you may want to consider purchasing a policy that covers roadside assistance in case your vehicle has mechanical problems during your trip. Coverage that provides compensation in case of theft is also a brilliant idea.
Call Rancho Del Sur Insurance Services Inc. for Policy Options
Rancho Del Sur Insurance Services Inc. specializes in helping San Diego, CA, residents pick the best auto insurance policies for any situation. Get in touch with us to find out more about your options or to get a quote on the policy of your choice.
